“My credit cards were killing me every month and I just received word that my minimum payments were going to double each month! As it is, I am tapped out for cash and knew I had to refinance my home. After applying with Bad Credit Home Loan I had my loan approval in 72 hours and was able to wipe out all my debt and lower my mortgage $73.00 per month!"
- Billy Ray Stanton- Dallas, TX
Bad Credit Home Loan is the nation's leader for loan approvals for borrowers with challenged credit. We specialize in bad credit home loans because we understand that bad things sometimes happen to good people. Whether it is challenged health, an unexpected expense or a loss of work, it’s not uncommon for issues such as these to cause your credit to suffer.
Bad Credit Home Loan understands and specializes in the bad credit mortgage lending. We have home loan programs available for borrowers that normally would not qualify. Even if other banks have told you "No" we can tell you "YES!".
Bad Credit Home Loan offers future homeowners dependable, fast and honest financing options for borrowers with poor or bad credit. Whether you need one hundred percent financing a cash out, debt consolidation or want to lower your monthly mortgage payments, Bad Credit Loan can help! As a in supplying Bad Credit Loans, we understand that from time to time people are in a poor credit position in life which should not prevent them from receiving the best Bad Credit Loan possible.
How does bad credit affect your mortgage?
Your credit score plays an important role in the loan application process. If the lender isn't satisfied with your credit history, you may have to make a bigger down payment or accept a higher interest rate. We have programs that often allow individuals with less then perfect credit to get a loan. More FAQ's...
Annual Percentage Rate (APR)
Expressed as a yearly interest rate, it includes the interest, points, mortgage insurance, and other fees associated with the loan. More terms ...
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