“My credit cards were killing me every month and I just received word that my minimum payments were going to double each month! As it is, I am tapped out for cash and knew I had to refinance my home. After applying with Bad Credit Home Loan I had my loan approval in 72 hours and was able to wipe out all my debt and lower my mortgage $73.00 per month!"
- Billy Ray Stanton- Dallas, TX
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Your credit score plays an important role in the loan application process. If the lender isn't satisfied with your credit history, you may have to make a bigger down payment or accept a higher interest rate. We have programs that often allow individuals with less then perfect credit to get a loan. More FAQ's...
Annual Percentage Rate (APR)
Expressed as a yearly interest rate, it includes the interest, points, mortgage insurance, and other fees associated with the loan. More terms ...
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